Apple pay is a mobile payment system that allows you to make payments using your iPhone or Apple Watch. It’s fast, easy, and secure, and you can use it to pay for purchases at participating stores.
Walmart is one of the largest retailers in the world. It has stores all over the United States and other countries. Walmart is known for low prices and a wide variety of products. Read on to find out if Walmart takes Apple pay.
Does Walmart Take Apple Pay?
No, as of now, Walmart does not take Apple Pay as a form of payment. This is likely because Apple Pay takes a commission on each transaction, while Walmart likely enjoys more profit without it. However, with the rise in popularity of Apple Pay, Walmart may eventually cave in and start accepting it.
Why Doesn’t Walmart Accept Apple Pay?
Walmart doesn’t accept Apple pay because it has its own digital payment service called Walmart Pay. It allows users to safely store their debit card, credit card, and Walmart gift card details and use it during checkout.
All profits from using Walmart Pay go directly to Walmart, as Walmart owns the service.
Walmart Pay boosts revenue and promotes recognition of the Walmart brand. Because of this, Walmart prefers to advertise its payment platform over alternatives such as Apple Pay.
Every business that accepts Apple Pay must pay Apple a processing fee because Apple Pay is an Apple product. While you can use Apple Pay at no cost, Walmart will be charged a fee. If Walmart started accepting Apple Pay, it would cut into the company’s bottom line, so it has chosen not to enable this payment option.
What Forms of Payments Does Walmart Take?
Walmart may not take apple pay, but they accept various forms of payment. The most common form of payment at Walmart is cash, but they also accept credit and debit cards and Walmart gift cards.
Walmart also accepts EBT, Capital One Walmart credit cards, PayPal, and Affirm. In addition, Walmart also offers its line of credit, which can be used at any Walmart store or online at Walmart.com.
What Stores Accept Apple Pay?
While some businesses still need to accept Apple Pay, it is increasingly being accepted by major retailers and restaurant chains.
Some of the stores that accept Apple Pay include American Eagle Outfitters, Bed Bath & Beyond, Best Buy, Chick-fil-A, Costco, Crate & Barrel, Dick’s Sporting Goods, Dunkin’, GAP, Home Depot, Kohl’s, Kroger, Lowe’s, Macy’s, McDonald’s, Nike, Office Depot/Office Max FedEx locations Petco Panera Bread SAPLocation Walgreens Starbucks Target Whole Foods Market Wawa.
How Do I Use Walmart Pay?
To use Walmart Pay, you’ll need to download the Walmart app to your mobile device and register a valid payment method. You can use Walmart Pay by scanning the QR code at the checkout register after you’ve scanned your items.
Launch the Walmart mobile app and read the QR code at the cash register when ready to pay. You can use any major credit card, debit card, or gift card with Walmart Pay. Walmart Pay is a convenient way to pay for your purchases at Walmart without having to fumble around with cash or a physical wallet.
It is fine to forego your paper coupons if you use Walmart Pay. Show your cashier the discount coupons you’ve been saving for an instant discount. Remember that you will not be eligible for cash back when making purchases because Walmart Pay is not linked to your bank account.
Furthermore, you can’t use Walmart Pay at Sam’s Club. Walmart Pay may lack Apple Pay’s features, but it streamlines the payment process at Walmart stores. Information about your credit, debit, and gift cards is safely stored.
What Is Walmart Affirm Financing?
Affirm Financing is a new financing option offered by Walmart. This financing option allows customers to finance their purchases over time, making it easier to afford larger items. With Affirm Financing, customers can choose to pay for their purchase for 3, 6, or 12 months.
No interest or hidden fees are associated with this financing option, making it an attractive option for budget-conscious shoppers. To use Affirm Financing, customers simply need to add their desired item to their Walmart shopping cart and select the Affirm Financing option at checkout.
Once approved, customers will make monthly payments directly to Affirm. This financing option is only available for online purchases but may be expanded to include in-store purchases.
Benefits of Using Apple Pay
Apple Pay is a convenient, secure way to pay for purchases using your iPhone or Apple Watch. With Apple Pay, you can use your credit or debit card without carrying it. Instead, your card information is stored in the Wallet app on your device. To pay, you simply hold your device near a contactless reader with your finger on the Touch ID sensor.
You don’t even need to open the Wallet app. Apple Pay is more secure than a physical credit or debit card. Your card number is not stored on your device or shared with the merchant.
Instead, a unique Device Account Number is used to process each transaction. You also have the option to use two-factor authentication for an extra layer of security. In addition, Apple Pay transactions are covered by purchase protection from your credit card company.
So if you ever have an issue with a purchase, you can contact your credit card company for help. These features make Apple Pay a safe and convenient payment method.
Conclusion
You can use Apple Pay at many stores, but Walmart isn’t one of them. There are a few reasons why Walmart doesn’t accept Apple Pay as a form of payment. However, you can use other methods to pay at Walmart, such as cash, credit/debit cards, and Walmart Pay.
You can also use Affirm financing when shopping at Walmart’s website. Although Walmart doesn’t accept Apple Pay, many payment options are still available.
