Kroger is one of the largest grocery store chains in the United States and has been serving customers for over 130 years. As technology changes, Kroger has been making strides to keep up with these advancements by offering a variety of payment options at its locations.
One such option that customers may be wondering about is if they can pay using Apple Pay at Kroger stores. In this blog post, we will provide an overview of whether or not Kroger accepts Apple Pay as a form of payment.
We will also discuss other payment methods accepted at Kroger and how to use Apple Pay at participating stores. So, let’s get started!
Does Kroger Accept Apple Pay?

No. Kroger stores do not currently accept Apple Pay, either in-store or online.
While there is no official reason given for this decision, it has been speculated that Kroger may be attempting to avoid paying the processing fees associated with using Apple Pay.
Despite the fact that many of their point-of-sale machines are equipped to take contactless payments, they have not yet made use of this capability to accept Apple Pay transactions.
There is also no timeline set for when Kroger may start accepting Apple Pay as a payment method, meaning customers will need to continue utilizing other methods of payment when shopping at any Kroger location until further notice.
Therefore, those hoping to pay with their iPhones and other compatible devices at Kroger outlets will need to look for alternative payment methods.
Why Does Kroger Not Accept Apple Pay?

Kroger’s decision to discontinue the use of Apple Pay was driven by the introduction of its own payment app, Kroger Pay. With this Kroger Pay, customers are able to make transactions in a similar fashion to Apple Pay while also being able to make use of additional features such as rewards cards, discounts, and loyalty programs.
While this may have been disappointing for those who had already become accustomed to using Apple Pay, this shift gives customers the ability to customize their shopping experience with features that were not available through Apple Pay.
Overall, Kroger’s decision is an effort to improve customer convenience and satisfaction.
What Payment Methods Does Kroger Accept?
Kroger offers a number of payment methods for customers to choose from. The standard options include cash, debit, and credit cards, as well as electronic checks and money orders. However, Kroger also has its own contactless payment method called Kroger Pay.
This is an app that you can download on Android and iOS devices and allows you to store your payment information just like Apple Pay. The difference is that this system is only available at Kroger stores and not at other retailers or establishments.
This makes it a convenient payment option for customers who shop exclusively at Kroger stores. Furthermore, the app also offers rewards, coupons, and discounts which customers can avail of when they make payments through the app.
It helps customers save money while shopping at their favorite Kroger stores. Thus, Kroger strives to make shopping easier and more affordable for its customers by introducing this contactless payment method.
How to Pay Using Kroger Pay

Kroger Pay is a convenient way to pay for your purchases at Kroger stores. With this contactless payment option, customers can quickly and securely pay using their smartphones.
To take advantage of this payment method, customers need the Kroger app installed on their phones and must link a card to the app beforehand.
Setting up Kroger Pay is easy – users just need to launch the app, tap the ‘Kroger Pay’ tab, select ‘Get Started’, and follow the steps that appear.
After linking a card to their account, customers are ready to go when it comes time to pay – all they need to do is tell the cashier they will be paying with Kroger Pay, then tap their phone on the card machine at checkout.
This contactless payment method makes it easier for customers to securely and quickly pay for their purchases, providing a convenient option for Kroger shoppers.
When Will Kroger Accept Apple Pay?
Kroger has not made it clear when they do intend to bring Apple Pay to their stores. This is likely due in part to Kroger’s own successful digital payment system, Kroger Pay, which allows customers to pay with a single tap on their smartphone or mobile device.
While there have been rumors of a potential adoption of Apple Pay at some point in the future, nothing has yet been officially confirmed by Kroger. As such, customers who are hoping to use Apple Pay at Kroger will have to wait until the chain eventually decides whether or not they will accept it again.
Until then, customers can still find plenty of other convenient and secure ways to make payments at any of their local Kroger locations.
How Can You Still Use Your Phone to Pay at Kroger?

Kroger Pay is a great option for customers to make payments with their smartphones while shopping at Kroger. The process is designed to be secure and simple, allowing users to pay quickly and confidently.
It works by generating a one-time QR code that can be scanned at the store’s check-out counter. Once the code has been scanned, it securely combines payment information from the customer’s phone with data stored on it, which is then transmitted to the PIN pad for processing.
Customers who use this service have peace of mind knowing that their payment information is kept safe and secure during checkout. Furthermore, all transactions are encrypted, so users never need to worry about their information falling into the wrong hands.
Stores that accept ApplePay
Conclusion
Kroger does not accept Apple Pay as a form of payment currently, but there are other methods that Kroger accepts that allow customers to use their phones to pay.
Kroger Pay is one alternative that allows customers to store their credit and debit card information on their phone and use it at the registers in Kroger stores.
The other payment method that can be used is by using the contactless feature on credit and debit cards. Although Apple Pay is not accepted, the alternative payment methods provide options for those who want to use their phone to pay at Kroger stores.